After a year of searching for a home we finally found the ONE! We kept submitting offer after offer and getting denied because someone came in with a bigger offer or cash upfront...something we didn't have. It was getting really frustrating because for each offer we had to sign so many papers and submit bank statements, proof of who were, etc.
We put in an offer on a bank owned home and got approved a day later and we were finally relieved that we got something...NOT! Well come to find out, the seller on the home was an investor and had only owned the home for 2 weeks and by law he had to own it for at least 90 days since we were doing a conventional loan. To say we were upset would be an understatement :/
Bear had to go to the house and sign the cancelled paperwork for the home and as he was driving around the corner he saw another house with a sign in the yard and it was also a bank owned home. He called me and told me about it and gave me the MLS# so I could go look at it online. I looked it up and from the pics I really liked it and so we submitted our offer. I think after all the run-around from all the other houses I wasn't expecting to get it...but the next day we got the call saying they accepted our offer and it was ready to go!
30 days later we signed a TON of paperwork and then got the keys a week later! After we got the keys it felt like a weight had been lifted off our shoulders and that we were able to now relax and not stress about our housing situation! I guess this was the house that was meant to be...
It was a foreclosure and move in ready! All we had to do was clean the carpets! That's what I am talking about.
Here are some pics of our home...its not exactly picture ready because things are still not in their proper place..oh well!
We put in an offer on a bank owned home and got approved a day later and we were finally relieved that we got something...NOT! Well come to find out, the seller on the home was an investor and had only owned the home for 2 weeks and by law he had to own it for at least 90 days since we were doing a conventional loan. To say we were upset would be an understatement :/
Bear had to go to the house and sign the cancelled paperwork for the home and as he was driving around the corner he saw another house with a sign in the yard and it was also a bank owned home. He called me and told me about it and gave me the MLS# so I could go look at it online. I looked it up and from the pics I really liked it and so we submitted our offer. I think after all the run-around from all the other houses I wasn't expecting to get it...but the next day we got the call saying they accepted our offer and it was ready to go!
30 days later we signed a TON of paperwork and then got the keys a week later! After we got the keys it felt like a weight had been lifted off our shoulders and that we were able to now relax and not stress about our housing situation! I guess this was the house that was meant to be...
It was a foreclosure and move in ready! All we had to do was clean the carpets! That's what I am talking about.
Here are some pics of our home...its not exactly picture ready because things are still not in their proper place..oh well!
3 comments:
LOVE IT!!! I can't wait to see it in person. Let me know when you are up for visitors.
Cute home!!! I love the upstairs!
I want to come see! Looks really nice :)
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